Online IPIN (available on request) to get into your personal bank loan Account and get your bank balance.

Online IPIN (available on request) to get into your personal bank loan Account and get your bank balance.

To create part pre-payment, you will need to phone our 24×7 CitiPhone helpline. When you inform the financial institution of one’s intention to prepay, the financial institution will think about your demand and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you’ll have to carry on repaying the EMIs that is subsequent per the payment routine shared by the financial institution. The partial pre-payment facility can be acquired as soon as in one year.

Whenever do i need to pay Late Payment Charges?

The deadline for the payment of EMIs will probably be 1 st of each thirty days, following thirty days of Loan disbursement. Payment guidelines will be presented from 1 st each and every thirty days. We however don t charge any payment that is late just in case the re payment is delayed. How do you learn how much is outstanding to my loan? If you are a preexisting Citibank on the web Banking consumer, you will see your present loan stability on line, nonetheless please be conscious that this isn’t always your final settlement figure. Instead, to learn the balance that is outstanding your individual Loan simply phone our 24×7 CitiPhone helpline. They will be in a position to provide you with the many information that is recent your loan.

How frequently will a statement is received by me?

Statements are issued yearly regarding the 31st of March and mailed to your many address that is recent to us. If you want a declaration granted virtually any time, just e mail us on our 24×7 CitiPhone helpline figures supplied right right here or make use of your Citibank Online IPIN (available on demand) to gain access to your personal bank loan Account and get your balance. wemagine if I do have more questions? If you’re Citibank Consumer, be sure to use the ‘online question’ center to write to us. If you’re maybe not just a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers supplied here.

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Terms and conditions apply. Issuance of loan has reached the discretion that is sole of, N A. Citibank reserves the best to ask for just about any extra papers from the applicant. Consumer can combine stability of no more than 2 charge cards and 2 signature loans. Consumer can avail a debt consolidation reduction loan as high as Rs. 15 Lakh. The last loan amount and interest price relevant will likely be at the mercy of eligibility, according to Citibank’s credit processing requirements.

Partial pre-payment is permitted after one year of loan tenure. Consumer can work out this just once in year. Client has to pay in numerous of EMIs. Component pre-payment quantity can be just as much as 5 months EMI quantity and the least 2 month EMI amount. When it comes to amount that is exact client has to phone CitiPhone.

What’s ‘outstanding stability’?

Outstanding balance could be the total quantity you have actually staying on your own personal bank loan at a certain offered time, excluding accrued interest and charges. Will there be a payment for reserving my loan? Yes. As soon as your unsecured loan is authorized, that loan Booking Fee as high as 3 regarding the sanctioned loan amount are charged. Just how can we pay the mortgage Booking Fee? The Loan Booking Fee will soon be deducted through the loan quantity sanctioned during the period of disbursal. As an example, a Rs. 1,00,000 loan having a thought optimum of 2.75 Booking Fee will end up a loan amount that is available .

You need to use an unsecured loan for almost any function such as for instance, home improvements, preparing your fantasy wedding or tidy up your money by having a stability consolidation loan. But, according to RBI laws, you may be lawfully bound not to ever make use of the Loan for just about any antisocial, illegal, or purposes that are speculative. Nor should you employ the mortgage funds to buy of silver in just about any type, including silver bullions, coins, gold precious precious jewelry, gold trade traded funds, and gold shared funds. This will be relevant to any or all loans that are personal. Just just exactly How quickly do I get your choice? in many situations we provide choices in matter of hours, even though there could be occasions whenever we require more information before we could finish the job.

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